The Ortiz Law Firm handles long term disability insurance claims. If you've been injured or become ill and can't work, you may have long-term disability insurance benefits through your employer. Unfortunately, many of these claims are shockingly and improperly denied by the insurance company. You typically only have a short deadline to file an appeal. If you or a loved one has received a denial letter, you should take immediate action to protect your rights. We assist claimants in filing an appeal letter when their LTD claim has been wrongfully denied by an insurance company. We also handle lawsuits if and when the insurance company continues to deny appeals. We are a national law firm and we handle claims across the United States against all Long-Term Disability insurance companies, including Cigna, Unum, Hartford, Standard, Aetna, Sun Life, Liberty Life, MetLife, AIG (American General Life and Accident Insurance Company), American Fidelity Assurance Company, American United Life Insurance Company / OneAmerica, Ameritas, Aon Hewitt Absence Management LLC (a “third-party” claims administrator for insurance companies), Assurant, Assurity Life Insurance Company, AXA Equitable Life Insurance Company, Berkshire Life Insurance Company, Boston Mutual Life Insurance Company, Broadspire (a “third-party” claim administrator for insurance companies), Colonial Life & Accident Insurance Company, Companion Life Insurance Company, Dearborn National / Fort Dearborn DMS (Disability Management Services) (a “third-party” claim administrator for insurance companies), Disability Reinsurance Management Services, Inc. / Disability RMS (a “third-party” claim administrator for insurance companies), First Reliance Standard Life Insurance Company, Golden Rule Insurance Company, Great-West Life Assurance Company, Guardian Life Insurance Company of America, Hartford Financial Services Group / The Hartford, HM Life Insurance Company, Illinois Mutual Life Insurance Company, ING / ReliaStar, Jefferson-Pilot Corporation, Liberty Mutual / Liberty Life Assurance Company of Boston, Life Insurance Company of North America, Lincoln Financial Group, Lloyds of London, MassMutual Financial Group, Matrix Absence Management, Metropolitan Life Insurance Company / MetLife, Monarch Life Insurance Company, MONY Life Insurance Company, Mutual of Omaha Insurance Company, New York Life Insurance Company, Northwestern Mutual Life Insurance Company, Ohio National Life Insurance Company, OneAmerica (American United Life Insurance Company), Paul Revere Corporation, Principal Financial Group / Principal Life Insurance Company, Provident, Prudential, Reassure America, Reliance Standard Life Insurance Company, ReliaStar Life Insurance Company, Sedgwick Claims Management Services / Sedgwick CMS (“third-party” claim administrator), Trustmark, Union Central Life Insurance Company, Union Security Insurance Company, UnitedHealthcare Specialty Benefits (“first-party” plan administrator), United Heritage, and Voya Financial (ING / Reliastar).